Graduate Programme: Independent Financial Adviser (IFA) Gradidge Mahura Investments (Pty) Ltd in partnership with Momentum Distribution Services (MDS) - Cape Town

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Position Type Graduate Role Family Operations Cluster Momentum Distribution Services Remote Opportunity None of the time Location - Town / City Cape Town - Century City Introduction Are you a motivated graduate ready to launch your career in financial services? Momentum Distribution Services (MDS) invites you to join our IFA Graduate Programme , a structured three-year journey designed to build your professional competence, ethical awareness, and client-focused skills while contributing to meaningful community initiatives. This programme offers accredited training, mentorship, and hands-on experience in the dynamic world of financial advice, preparing you to become a trusted adviser of the future Why Join The Graduate Programme? - Structured career path from administrative support to financial adviser. - Accredited training and mentorship from industry experts. - Exposure to both business operations and community initiatives . - Opportunity to contribute to transforming the financial advice landscape by supporting inclusivity and diversity. - Competitive stipends and salaries with co-funded progression. Disclaimer As an applicant, please verify the legitimacy of this job advert on our company career page. Role Purpose Year 1 – Foundation Phase (Administrative Assistant) Cost to Company Salary: R6 500 per month with an additional R6 500 monthly top-up by Gradidge Mahura Investments (Pty) Ltd Focus: Technical proficiency, compliance, and client support - Support IFAs with client onboarding, administration, and compliance documentation . - Participate in structured learning modules covering technical, business, and client training. - Gain exposure to financial needs analysis, compliance (FAIS, POPIA), and client communication . - Demonstrates high-quality processing and resilience in follow-ups, ensuring cases are resolved promptly within stringent performance standards. - Build strong relationships with clients, mentors, and stakeholders. - Develop skills in practice management, financial literacy, marketing, and digital tools . - Receive continuous mentorship and coaching. Year 2 – Paraplanner Role (Transition Phase) Cost to Company Salary: R14 000 per month Focus: Holistic financial planning and advanced technical skills - Transition into the paraplanner role , supporting advisers with financial planning. - Begin preparation for Regulatory Examination (RE5) . - Learn to develop holistic financial plans , identify cross-sell and upsell opportunities, and manage client reviews. - Apply knowledge of financial products, quoting processes, and client segmentation . - Continue mentorship and structured training through the New Adviser Academy . - Strengthen analytical, reporting, and client relationship skills. Year 3 – Junior Financial Adviser (Under Supervision) Cost to Company Salary: R18 000 per month Focus: Fit & Proper Competency and adviser readiness - Transition into a junior financial adviser role , working under supervision. - Complete Fit & Proper Competency requirements , including: - Class of Business training - Product-specific accreditation - RE5 qualification - Gain practical exposure to client-facing engagements , advice delivery, and ethical practice. - Participate in quarterly mock client-facing assessments to refine advisory skills. - Build confidence in delivering inclusive financial solutions aligned with Momentum’s values. - Prepare for long-term career progression, including potential RE1 exams and CFP designation. Requirements Candidate Qualification and Minimum Requirements - Minimum of a BCom degree in Financial Planning OR with a major in Financial Planning, Estate Planning, or Post Graduate Diploma in Financial Planning. - Strong digital capabilities and willingness to engage with diverse stakeholders. - No prior industry experience required – this programme is designed for graduates eager to learn and grow. - Must reside in the region of placement and surrounding areas. Duties & Responsibilities - Support IFAs with client onboarding, administration, and compliance documentation. - Assist in preparing reports, presentations, and data analysis to inform business decisions. - Ensure compliance with FAIS, POPIA, and other regulatory requirements. - Participate in structured learning modules, assessments, and feedback sessions to build professional competence. - Deliver professional, client-centered support to IFAs and their clients. - Build and maintain positive relationships with clients, community partners, and internal stakeholders. - Contribute to service delivery that meets agreed standards and expectations. - Recommend enhancements to client service and promote fair treatment of clients. - Actively participate in CSI initiatives that strengthen community trust and brand reputation. - Develop and maintain collaborative working relationships with peers, mentors, and stakeholders. - Continuously expand knowledge of financial services, industry trends, and ethical practice. - Share innovative ideas and contribute to a culture of learning and improvement. - Take ownership of personal career development through mentorship, CPD activities, and reflective practice. - Identify opportunities to streamline workflows and reduce resource wastage. - Demonstrate accountability in managing company resources entrusted during the programme. - Provide input into risk identification and mitigation processes, ensuring compliance and ethical standards. Competencies - Deciding and Initiating Action: Demonstrates initiative, confidence, and accountability in both business and CSI projects. - Systems Thinking: Recognises how tasks, client interactions, and CSI activities align with broader organisational goals and impact Momentum’s reputation. - Planning and Organising: Sets clear objectives, manages time effectively, adapts to change, and organises resources to meet deadlines. - Delivering Results and Meeting Client Expectations: Maintains high standards of accuracy and professionalism, consistently achieving programme and CSI outcomes. - Following Instructions and Procedures: Adheres to organisational policies, compliance requirements, and CSI guidelines with reliability and respect for authority. - Coping with Pressures and Setbacks: Remains productive and composed under pressure, balancing demands and learning constructively from feedback. - Entrepreneurial and Commercial Thinking: Demonstrates awareness of industry trends and community needs, identifies opportunities to add value, and contributes to sustainable business practices.